Your Next Steps

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  1. Get started

    It costs $1 for your reports — this sets up the free credit evaluation.

    We access your credit reports through Credit Hero using soft inquiries only (no score impact).

  2. Allow some time for the evaluation

    We record a personal screen walkthrough of your credit report and send it to you, covering:

    • Your full credit evaluation
    • Explanation of disputable items
    • Recommended next steps
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  3. Monthly Services

    • $149 setup — one time only
    • $97/month — starts 30 days after your setup fee
    • $19.99/month credit monitoring (after your 7-day trial)

    Once your credit evaluation is complete, we dispute and challenge items on your behalf when you decide to move forward.

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What can we help you dispute?

Collections, charge-offs, late payments, repossessions, foreclosures, bankruptcies, evictions, medical collections, accounts that aren’t yours, incorrect balances, duplicate accounts, unauthorized hard inquiries, incorrect payment history, wrong account status, closed accounts reported as open, paid accounts reported as unpaid, incorrect credit limits, wrong dates, debts reported too long, incorrect names or addresses, and more.

If information on your credit report is inaccurate, incomplete, outdated, or doesn’t belong to you, we can help you dispute it. Accurate information cannot be removed simply because it’s negative.

Text us “Yes” to move forward

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No credit repair company can guarantee results.

Results and timelines vary. We recommend allowing 6–8 months to evaluate your progress, though some clients need more time and others need less. Every credit file is different.

You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no cost.

Questions?

Reply to our message or email us and we'll get back to you.